Business First Bancshares, Inc.는 루이지애나주와 텍사스주에서 다양한 은행 상품 및 서비스를 제공하는 b1BANK의 은행 지주회사입니다. 당사는 당좌 예금, 저축 예금, 정기 예금, MMF 계좌를 비롯한 다양한 예금 상품 및 서비스를 제공하며, 예금 증서(CD), 원격 예금 입금, 자동 이체 서비스도 취급합니다. 또한 당사는 운전자본, 기간 대출, 장비 금융, 자산 인수, 확장 및 개발, 차입 한도 대출 등 다양한 상업 및 산업 대출 상품을 제공하며, 상업 신용 한도, 매출채권 팩토링, 농업 금융, 신용장 서비스도 취급
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
